love, every bar girl knows that she cannot “eat” love – nor does a romantic love affair with a Western guy without pecuniary profits support her kids and family upcountry.
Consequentially, the average bar girl’s expectation of a long-term relationship with a “wealthy” foreigner is primarily restricted to the prospect of a steady income from a regular visitor (a.k.a.
At that time, a person must file for Social Security and actually receive benefits in order for a husband or wife to get a spousal benefit.
You can read an article about the ongoing study by clicking here.With Watson and Stelle’s study in mind, we’ve tested several popular dating sites, looking also for easy online experiences, and come up with five – both free and fee-based, senior-specific and all-ages – that we deem senior-friendly. Click here to visit OKCupid Note Be aware when signing up for auto-payment on any online dating site: Complaints have been filed that certain sites continue to charge monthly fees after a member cancels. See our updated Best Senior Dating Sites (2014) Thinking of trying online dating?“If you’re under your full retirement age [and file], Social Security says you are deemed to have taken your own benefit,” says Ian Kutner, a certified financial planner with San Diego Wealth Management, explaining the origin of the name.With the elimination of restricted applications and the introduction of deemed filing for all ages, a spouse can only receive the larger of either their spousal benefit or their own benefit.The first change applies to Social Security’s “file and suspend” strategy, which allowed couples to maximize their combined benefits by having one spouse file for Social Security upon reaching full retirement age (currently 66), then immediately suspending the benefits.
This allowed the other spouse to claim a spousal benefit while their deferred Social Security grew 8 percent per year until age 70: The file-and-suspend strategy will no longer work after May 1, 2016.They can’t change their choice either, which means no deferring benefits until age 70 and then switching options for a larger monthly check.However, those who will turn 62 by the end of the year will be grandfathered in under the old rules for restricted applications.As usual some unscrupulous finance-related businesses seized upon those modifications to scare gullible readers into signing up for hefty financial newsletter subscriptions in order to protect themselves from Congress’ supposed “hidden radical reform that threatens the financial security of as many as 21.3 million Americans.” In fact, the pending changes are relatively minor: they do not take away any existing benefits or alter core Social Security benefits or payment levels, they are not “hidden” or “radical,” and they do not “threaten the financial security” of millions of Americans.The coming changes will alter or eliminate a few strategies used by some people to maximize their Social Security benefits, however, so those in a position to take advantage of them while they still exist need to know how they can be “grandfathered” in.Let’s face it, it can be a little tricky to find a nice Thai lady in a “normal” environment that actually wants to go out with you.